Business and Finance

5 Ways to Wipe Out Your Credit Card Balances

Now, you really want to pay off your balances once and for all, don't you? Here's all you need to know about that. In truth, paying off your balances is simple; there's nothing complicated about it. But it's not easy, because it does require sacrifice and scraping together the cash that will get it done. Here are five techniques you can easily put into practice to pay off your credit card debt.

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When Looking for a Job, Don't Beg: 7 Steps to Re-employment

You must get a handle on your fear and anxiety, as those behaviors will definitely hinder your successful job search and have you spending your limited funds on doctor visits and antidepressant meds. You may be unemployed but you are employable. The key is: regardless of how anxious you feel, do not to sound wimpy or act afraid; speak with confidence and act like a winner! Don’t beg; instead sell your value. Selling, promoting and expanding your value are the actions that will lead to re-employment.

Financial Gifts for Your Valentine

Valentine’s Day is fast approaching, so you’d better get going with the flowers and chocolates for your sweetie. But this year, why not go beyond the traditional gifts and give a present that can make a difference in your loved one’s life for years to come? Specifically, why not give a financial gift? Of course, you could always put some cash or a check in a card, but with a little creativity, you can make a financial gift that has a longer-lasting and more profound impact. Here are a few suggestions:

Businesss Best-Kept Secret: Successful Relationships

I truly believe that a successful company or business is made up of successful relationships between the people who work there. You could walk into a store that has marble floors, amazing displays, award-winning imagery, and a multimillion-dollar advertising campaign, but if there are not successful relationships between the staff members who work there, will the customer notice? You bet. Do customers want to spend money in that type of store? Probably not.

Don't Be an "Opposite Day" Investor

On Jan. 25, some of us celebrate Opposite Day. Its origins are murky and even its exact date is in some dispute, but Opposite Day has proved to be a source of fun for many people, especially children, who choose to eat breakfast at suppertime and otherwise do things in reverse. However, you may find that acting in an “oppositional” manner is not so harmless at other times in your life — such as when you’re investing.

IQ+ EQ = LEADERSHIP: The New Decades Must Have Skill

During my years in the corporate world I was surrounded by extremely smart people. I worked in an industry where many of my colleagues had advanced degrees in construction management or structural or electrical engineering. They were left-brain builders of buildings, the kings and queens of New York. Their rise to the top was due to hard work, strong technical skills, their alma maters’ reputations and social networking. I’m not talking about the kind done on the Internet. They used face-to-face Jack Daniels and martini sipping in bars and restaurants and butt slapping and joke telling on golf courses. Their leadership skills were determined and rewarded by concrete, measurable and immediate results: adhering to schedules and saving clients time and money. Every now and then, discussions of talent development, emotional intelligence, social responsibility, philanthropy and sustainability where brought up in mere grumblings or whispers. To enter the ranks of executive management today leaders must not only talk about those issues, they must fundamentally understand that tomorrow’s leaders must tap into characteristics long underutilized.


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